Call reports 2010
CITY STATE BANK — 2010
What CITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 209,478,000 | 207,977,000 | 216,839,000 | 225,269,000 |
| Total loans | 139,738,000 | 136,805,000 | 138,220,000 | 136,220,000 |
| Allowance for loan losses | 1,746,000 | 1,731,000 | 1,882,000 | 1,332,000 |
| Securities available for sale | 49,770,000 | 59,263,000 | 59,281,000 | 68,196,000 |
| Securities held to maturity | 260,000 | 215,000 | 215,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,658,000 | 177,180,000 | 187,231,000 | 196,292,000 |
| Interest-bearing deposits | 149,725,000 | 145,597,000 | 154,871,000 | 130,885,000 |
| Noninterest-bearing deposits | 30,933,000 | 31,583,000 | 32,360,000 | 65,407,000 |
| Equity capital | 18,456,000 | 19,137,000 | 20,033,000 | 19,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 4,864,000 | 7,304,000 | 9,703,000 |
| Interest expense | 733,000 | 1,442,000 | 2,130,000 | 2,729,000 |
| Net interest income | 1,689,000 | 3,422,000 | 5,174,000 | 6,974,000 |
| Noninterest income | 466,000 | 981,000 | 1,607,000 | 2,253,000 |
| Noninterest expense | 1,473,000 | 3,025,000 | 4,693,000 | 6,436,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 400,000 |
| Pretax income | 696,000 | 1,392,000 | 2,057,000 | 2,510,000 |
| Income tax | 36,000 | 70,000 | 103,000 | 126,000 |
| Net income | 660,000 | 1,322,000 | 1,954,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,999,000 | 17,458,000 | 17,943,000 | 18,174,000 |
| Total capital | 18,745,000 | 19,189,000 | 19,750,000 | 19,506,000 |
| Risk-weighted assets | 141,591,000 | 141,077,000 | 144,492,000 | 146,366,000 |