Call reports 2006
CITY STATE BANK — 2006
What CITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 153,794,000 | 161,166,000 | 160,343,000 | 163,302,000 |
| Total loans | 115,417,000 | 115,944,000 | 121,573,000 | 121,289,000 |
| Allowance for loan losses | 1,241,000 | 1,284,000 | 1,346,000 | 1,324,000 |
| Securities available for sale | 8,384,000 | 15,895,000 | 23,505,000 | 26,494,000 |
| Securities held to maturity | 3,121,000 | 2,436,000 | 2,436,000 | 2,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,841,000 | 136,523,000 | 135,662,000 | 142,389,000 |
| Interest-bearing deposits | 111,614,000 | 113,614,000 | 114,108,000 | 118,729,000 |
| Noninterest-bearing deposits | 23,227,000 | 22,909,000 | 21,554,000 | 23,660,000 |
| Equity capital | 13,563,000 | 13,799,000 | 14,375,000 | 14,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,701,000 | 7,281,000 | 9,896,000 |
| Interest expense | 868,000 | 1,927,000 | 3,074,000 | 4,259,000 |
| Net interest income | 1,368,000 | 2,774,000 | 4,207,000 | 5,637,000 |
| Noninterest income | 346,000 | 747,000 | 1,165,000 | 1,587,000 |
| Noninterest expense | 1,034,000 | 2,215,000 | 3,386,000 | 4,716,000 |
| Provision for loan losses | 41,000 | 90,000 | 152,000 | 152,000 |
| Pretax income | 639,000 | 1,216,000 | 1,834,000 | 2,356,000 |
| Income tax | 33,000 | 61,000 | 92,000 | 120,000 |
| Net income | 606,000 | 1,155,000 | 1,742,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,824,000 | 13,153,000 | 13,515,000 | 13,583,000 |
| Total capital | 14,065,000 | 14,437,000 | 14,861,000 | 14,907,000 |
| Risk-weighted assets | 119,320,000 | 121,605,000 | 126,650,000 | 127,846,000 |