Call reports 2002
CITY STATE BANK — 2002
What CITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,288,000 | 105,696,000 | 109,366,000 | 111,862,000 |
| Total loans | 63,778,000 | 69,244,000 | 70,247,000 | 69,153,000 |
| Allowance for loan losses | 844,000 | 876,000 | 884,000 | 895,000 |
| Securities available for sale | 10,571,000 | 9,167,000 | 7,139,000 | 4,956,000 |
| Securities held to maturity | 2,230,000 | 2,240,000 | 2,237,000 | 2,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,432,000 | 93,647,000 | 96,737,000 | 99,004,000 |
| Interest-bearing deposits | 78,568,000 | 76,876,000 | 80,579,000 | 81,833,000 |
| Noninterest-bearing deposits | 14,864,000 | 16,771,000 | 16,158,000 | 17,171,000 |
| Equity capital | 9,099,000 | 9,470,000 | 9,812,000 | 9,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,224,000 | 4,855,000 | 6,453,000 |
| Interest expense | 637,000 | 1,239,000 | 1,817,000 | 2,364,000 |
| Net interest income | 974,000 | 1,985,000 | 3,038,000 | 4,089,000 |
| Noninterest income | 279,000 | 598,000 | 965,000 | 1,438,000 |
| Noninterest expense | 750,000 | 1,522,000 | 2,340,000 | 3,322,000 |
| Provision for loan losses | 6,000 | 13,000 | 20,000 | 40,000 |
| Pretax income | 497,000 | 1,048,000 | 1,643,000 | 2,165,000 |
| Income tax | 174,000 | 371,000 | 586,000 | 774,000 |
| Net income | 323,000 | 677,000 | 1,057,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,179,000 | 8,533,000 | 8,883,000 | 8,967,000 |
| Total capital | 9,023,000 | 9,409,000 | 9,767,000 | 9,862,000 |
| Risk-weighted assets | 73,008,000 | 77,068,000 | 77,925,000 | 76,350,000 |