Call reports 2001
CITY STATE BANK — 2001
What CITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,017,000 | 100,051,000 | 100,765,000 | 102,558,000 |
| Total loans | 59,062,000 | 58,784,000 | 60,193,000 | 63,053,000 |
| Allowance for loan losses | 783,000 | 788,000 | 777,000 | 842,000 |
| Securities available for sale | 14,669,000 | 13,371,000 | 12,260,000 | 10,396,000 |
| Securities held to maturity | 1,058,000 | 777,000 | 896,000 | 1,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,859,000 | 88,697,000 | 89,063,000 | 91,007,000 |
| Interest-bearing deposits | 75,236,000 | 74,951,000 | 75,811,000 | 75,375,000 |
| Noninterest-bearing deposits | 14,623,000 | 13,746,000 | 13,252,000 | 15,632,000 |
| Equity capital | 8,181,000 | 8,512,000 | 8,819,000 | 8,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,482,000 | 5,191,000 | 6,895,000 |
| Interest expense | 914,000 | 1,804,000 | 2,643,000 | 3,396,000 |
| Net interest income | 817,000 | 1,678,000 | 2,548,000 | 3,499,000 |
| Noninterest income | 203,000 | 512,000 | 780,000 | 1,162,000 |
| Noninterest expense | 637,000 | 1,320,000 | 2,045,000 | 2,891,000 |
| Provision for loan losses | 12,000 | 17,000 | 42,000 | 69,000 |
| Pretax income | 371,000 | 853,000 | 1,241,000 | 1,703,000 |
| Income tax | 151,000 | 320,000 | 465,000 | 640,000 |
| Net income | 220,000 | 533,000 | 776,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,210,000 | 7,543,000 | 7,805,000 | 7,881,000 |
| Total capital | 7,993,000 | 8,331,000 | 8,582,000 | 8,723,000 |
| Risk-weighted assets | 66,812,000 | 67,685,000 | 69,481,000 | 71,825,000 |