Call reports 2020
BANK OF HOPE — 2020
What BANK OF HOPE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 16,020,313,000 | 17,167,179,000 | 16,731,681,000 | 17,104,484,000 |
| Total loans | 12,591,697,000 | 12,883,184,000 | 13,129,395,000 | 13,580,956,000 |
| Allowance for loan losses | 144,923,000 | 161,771,000 | 179,849,000 | 206,741,000 |
| Securities available for sale | 1,718,702,000 | 1,887,604,000 | 2,060,991,000 | 2,285,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,859,250,000 | 14,143,965,000 | 14,029,082,000 | 14,354,290,000 |
| Interest-bearing deposits | 9,826,425,000 | 10,087,150,000 | 9,519,827,000 | 9,519,678,000 |
| Noninterest-bearing deposits | 3,032,824,000 | 4,056,815,000 | 4,509,255,000 | 4,834,612,000 |
| Equity capital | 2,294,433,000 | 2,309,924,000 | 2,321,474,000 | 2,335,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 167,176,000 | 312,399,000 | 457,581,000 | 599,371,000 |
| Interest expense | 43,760,000 | 75,448,000 | 99,643,000 | 117,234,000 |
| Net interest income | 123,416,000 | 236,951,000 | 357,938,000 | 482,137,000 |
| Noninterest income | 11,654,000 | 20,819,000 | 28,503,000 | 39,494,000 |
| Noninterest expense | 69,917,000 | 133,939,000 | 203,645,000 | 272,897,000 |
| Provision for loan losses | 28,000,000 | 45,500,000 | 67,500,000 | 95,000,000 |
| Pretax income | 37,507,000 | 78,873,000 | 123,369,000 | 161,753,000 |
| Income tax | 7,977,000 | 19,019,000 | 29,421,000 | 35,973,000 |
| Net income | 29,530,000 | 59,854,000 | 93,948,000 | 125,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,804,000,000 | 1,818,250,000 | 1,835,739,000 | 1,850,090,000 |
| Total capital | 1,920,643,000 | 1,951,311,000 | 1,987,025,000 | 2,027,534,000 |
| Risk-weighted assets | 13,346,666,000 | 13,387,445,000 | 13,690,490,000 | 14,339,484,000 |