Call reports 2015
BANK OF HOPE — 2015
What BANK OF HOPE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 7,262,465,000 | 7,327,961,000 | 7,577,812,000 | 7,910,324,000 |
| Total loans | 5,737,107,000 | 5,849,805,000 | 5,997,827,000 | 6,257,433,000 |
| Allowance for loan losses | 69,594,000 | 70,118,000 | 71,110,000 | 76,408,000 |
| Securities available for sale | 812,372,000 | 875,405,000 | 976,962,000 | 1,014,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,811,384,000 | 5,764,520,000 | 6,034,713,000 | 6,345,718,000 |
| Interest-bearing deposits | 4,186,317,000 | 4,069,153,000 | 4,397,193,000 | 4,646,549,000 |
| Noninterest-bearing deposits | 1,625,067,000 | 1,695,368,000 | 1,637,520,000 | 1,699,170,000 |
| Equity capital | 928,352,000 | 939,702,000 | 961,183,000 | 970,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 74,554,000 | 151,628,000 | 230,687,000 | 313,660,000 |
| Interest expense | 9,050,000 | 18,348,000 | 28,252,000 | 39,056,000 |
| Net interest income | 65,504,000 | 133,280,000 | 202,435,000 | 274,604,000 |
| Noninterest income | 10,243,000 | 20,698,000 | 33,618,000 | 45,579,000 |
| Noninterest expense | 37,480,000 | 74,960,000 | 112,545,000 | 150,730,000 |
| Provision for loan losses | 1,500,000 | 2,500,000 | 3,100,000 | 8,000,000 |
| Pretax income | 37,191,000 | 76,942,000 | 120,832,000 | 161,877,000 |
| Income tax | 14,913,000 | 30,868,000 | 48,918,000 | 65,559,000 |
| Net income | 22,278,000 | 46,074,000 | 71,914,000 | 96,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 817,755,000 | 833,935,000 | 851,159,000 | 866,651,000 |
| Total capital | 888,681,000 | 905,479,000 | 923,916,000 | 945,013,000 |
| Risk-weighted assets | 6,189,312,000 | 6,375,338,000 | 6,636,470,000 | 6,902,830,000 |