Call reports 2014
BANK OF HOPE — 2014
What BANK OF HOPE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,664,678,000 | 6,861,974,000 | 6,923,252,000 | 7,135,461,000 |
| Total loans | 5,229,796,000 | 5,400,381,000 | 5,478,622,000 | 5,593,957,000 |
| Allowance for loan losses | 65,699,000 | 66,870,000 | 68,232,000 | 67,757,000 |
| Securities available for sale | 725,229,000 | 746,683,000 | 710,625,000 | 796,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,346,424,000 | 5,481,801,000 | 5,520,325,000 | 5,702,959,000 |
| Interest-bearing deposits | 3,892,212,000 | 3,957,965,000 | 4,006,479,000 | 4,150,434,000 |
| Noninterest-bearing deposits | 1,454,212,000 | 1,523,836,000 | 1,513,845,000 | 1,552,525,000 |
| Equity capital | 858,241,000 | 879,562,000 | 892,114,000 | 911,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 73,354,000 | 149,806,000 | 226,890,000 | 302,657,000 |
| Interest expense | 7,901,000 | 16,484,000 | 25,274,000 | 34,423,000 |
| Net interest income | 65,453,000 | 133,322,000 | 201,616,000 | 268,234,000 |
| Noninterest income | 10,967,000 | 21,329,000 | 31,491,000 | 42,622,000 |
| Noninterest expense | 34,779,000 | 71,305,000 | 108,712,000 | 145,703,000 |
| Provision for loan losses | 3,026,000 | 6,022,000 | 10,278,000 | 12,638,000 |
| Pretax income | 38,615,000 | 77,324,000 | 114,117,000 | 152,515,000 |
| Income tax | 15,347,000 | 30,821,000 | 45,587,000 | 60,432,000 |
| Net income | 23,268,000 | 46,503,000 | 68,530,000 | 92,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 748,887,000 | 769,308,000 | 783,887,000 | 800,013,000 |
| Total capital | 815,512,000 | 837,651,000 | 853,692,000 | 869,343,000 |
| Risk-weighted assets | 5,575,286,000 | 5,708,925,000 | 5,803,204,000 | 5,951,624,000 |