Call reports 2009
BANK OF HOPE — 2009
What BANK OF HOPE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,084,702,000 | 2,254,941,000 | 2,198,130,000 | 2,190,165,000 |
| Total loans | 1,662,186,000 | 1,645,987,000 | 1,592,346,000 | 1,537,708,000 |
| Allowance for loan losses | 49,778,000 | 65,197,000 | 63,978,000 | 58,543,000 |
| Securities available for sale | 197,793,000 | 219,368,000 | 253,575,000 | 370,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,676,161,000 | 1,865,962,000 | 1,820,172,000 | 1,761,619,000 |
| Interest-bearing deposits | 1,357,612,000 | 1,540,327,000 | 1,477,675,000 | 1,395,276,000 |
| Noninterest-bearing deposits | 318,549,000 | 325,635,000 | 342,497,000 | 366,343,000 |
| Equity capital | 217,837,000 | 207,158,000 | 206,153,000 | 265,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 26,638,000 | 53,837,000 | 79,552,000 | 103,812,000 |
| Interest expense | 10,545,000 | 22,238,000 | 33,005,000 | 41,911,000 |
| Net interest income | 16,093,000 | 31,599,000 | 46,547,000 | 61,901,000 |
| Noninterest income | 3,757,000 | 7,218,000 | 10,563,000 | 12,703,000 |
| Noninterest expense | 9,541,000 | 20,695,000 | 31,822,000 | 42,656,000 |
| Provision for loan losses | 14,451,000 | 44,287,000 | 54,847,000 | 77,472,000 |
| Pretax income | -4,191,000 | -26,214,000 | -29,614,000 | -45,579,000 |
| Income tax | -2,233,000 | -12,229,000 | -13,258,000 | -4,984,000 |
| Net income | -1,958,000 | -13,985,000 | -16,356,000 | -40,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,045,000 | 195,062,000 | 200,763,000 | 261,349,000 |
| Total capital | 234,831,000 | 217,895,000 | 222,957,000 | 282,314,000 |
| Risk-weighted assets | 1,795,620,000 | 1,784,073,000 | 1,733,475,000 | 1,639,338,000 |