Call reports 2008
BANK OF HOPE — 2008
What BANK OF HOPE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,151,313,000 | 2,120,364,000 | 2,032,238,000 | 2,049,260,000 |
| Total loans | 1,870,875,000 | 1,815,290,000 | 1,755,277,000 | 1,717,524,000 |
| Allowance for loan losses | 21,685,000 | 21,499,000 | 21,485,000 | 38,172,000 |
| Securities available for sale | 143,631,000 | 159,071,000 | 154,662,000 | 173,834,000 |
| Securities held to maturity | 10,209,000 | 9,515,000 | 9,264,000 | 8,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,683,628,000 | 1,660,844,000 | 1,626,667,000 | 1,617,827,000 |
| Interest-bearing deposits | 1,320,175,000 | 1,279,511,000 | 1,251,761,000 | 1,293,021,000 |
| Noninterest-bearing deposits | 363,453,000 | 381,333,000 | 374,906,000 | 324,806,000 |
| Equity capital | 175,896,000 | 180,021,000 | 183,207,000 | 219,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 35,680,000 | 69,241,000 | 102,153,000 | 131,207,000 |
| Interest expense | 16,755,000 | 31,098,000 | 43,985,000 | 55,363,000 |
| Net interest income | 18,925,000 | 38,143,000 | 58,168,000 | 75,844,000 |
| Noninterest income | 3,604,000 | 7,458,000 | 10,768,000 | 14,998,000 |
| Noninterest expense | 12,293,000 | 23,753,000 | 42,770,000 | 52,180,000 |
| Provision for loan losses | 2,162,000 | 4,209,000 | 6,330,000 | 26,178,000 |
| Pretax income | 8,074,000 | 17,639,000 | 12,557,000 | 2,595,000 |
| Income tax | 2,620,000 | 5,945,000 | 3,161,000 | -1,647,000 |
| Net income | 5,454,000 | 11,694,000 | 9,396,000 | 4,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,317,000 | 179,646,000 | 181,392,000 | 216,157,000 |
| Total capital | 195,278,000 | 201,435,000 | 203,166,000 | 239,118,000 |
| Risk-weighted assets | 1,930,936,000 | 1,905,701,000 | 1,839,779,000 | 1,821,374,000 |