Call reports 2007
BANK OF HOPE — 2007
What BANK OF HOPE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,871,623,000 | 1,912,195,000 | 2,005,332,000 | 2,076,792,000 |
| Total loans | 1,597,653,000 | 1,632,468,000 | 1,737,907,000 | 1,810,139,000 |
| Allowance for loan losses | 17,855,000 | 18,289,000 | 19,619,000 | 20,477,000 |
| Securities available for sale | 126,476,000 | 130,057,000 | 132,162,000 | 128,778,000 |
| Securities held to maturity | 10,129,000 | 11,257,000 | 10,373,000 | 10,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,447,075,000 | 1,591,622,000 | 1,525,011,000 | 1,584,793,000 |
| Interest-bearing deposits | 1,054,638,000 | 1,197,145,000 | 1,158,823,000 | 1,213,866,000 |
| Noninterest-bearing deposits | 392,437,000 | 394,477,000 | 366,188,000 | 370,927,000 |
| Equity capital | 162,444,000 | 166,513,000 | 172,780,000 | 171,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 33,974,000 | 69,393,000 | 106,118,000 | 143,216,000 |
| Interest expense | 15,012,000 | 30,871,000 | 47,894,000 | 65,492,000 |
| Net interest income | 18,962,000 | 38,522,000 | 58,224,000 | 77,724,000 |
| Noninterest income | 3,602,000 | 8,033,000 | 11,370,000 | 14,535,000 |
| Noninterest expense | 11,057,000 | 22,461,000 | 33,300,000 | 45,283,000 |
| Provision for loan losses | 1,270,000 | 2,370,000 | 4,370,000 | 6,494,000 |
| Pretax income | 10,237,000 | 21,724,000 | 31,924,000 | 39,154,000 |
| Income tax | 3,584,000 | 7,566,000 | 11,136,000 | 13,646,000 |
| Net income | 6,653,000 | 14,158,000 | 20,788,000 | 25,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,298,000 | 164,851,000 | 170,719,000 | 169,429,000 |
| Total capital | 179,012,000 | 183,939,000 | 191,038,000 | 190,223,000 |
| Risk-weighted assets | 1,675,570,000 | 1,718,590,000 | 1,760,322,000 | 1,865,935,000 |