Call reports 2006
BANK OF HOPE — 2006
What BANK OF HOPE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,692,437,000 | 1,650,997,000 | 1,779,727,000 | 1,843,965,000 |
| Total loans | 1,244,585,000 | 1,322,224,000 | 1,477,111,000 | 1,554,625,000 |
| Allowance for loan losses | 13,918,000 | 14,964,000 | 16,530,000 | 17,412,000 |
| Securities available for sale | 204,121,000 | 170,109,000 | 151,741,000 | 148,913,000 |
| Securities held to maturity | 11,218,000 | 10,990,000 | 9,370,000 | 10,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,978,000 | 1,447,849,000 | 1,427,820,000 | 1,436,611,000 |
| Interest-bearing deposits | 1,101,416,000 | 1,034,468,000 | 1,023,336,000 | 1,042,728,000 |
| Noninterest-bearing deposits | 393,562,000 | 413,381,000 | 404,484,000 | 393,883,000 |
| Equity capital | 137,540,000 | 143,402,000 | 149,656,000 | 156,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 28,562,000 | 58,310,000 | 90,308,000 | 124,486,000 |
| Interest expense | 11,527,000 | 23,626,000 | 36,966,000 | 51,866,000 |
| Net interest income | 17,035,000 | 34,684,000 | 53,342,000 | 72,620,000 |
| Noninterest income | 4,876,000 | 9,970,000 | 14,984,000 | 19,848,000 |
| Noninterest expense | 11,594,000 | 19,275,000 | 29,475,000 | 40,885,000 |
| Provision for loan losses | 257,000 | 1,775,000 | 4,268,000 | 5,666,000 |
| Pretax income | 10,060,000 | 23,604,000 | 34,468,000 | 45,802,000 |
| Income tax | 3,615,000 | 8,718,000 | 12,389,000 | 16,551,000 |
| Net income | 6,445,000 | 14,886,000 | 22,079,000 | 29,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,645,000 | 143,113,000 | 148,557,000 | 155,033,000 |
| Total capital | 151,116,000 | 158,707,000 | 165,677,000 | 173,159,000 |
| Risk-weighted assets | 1,363,059,000 | 1,431,204,000 | 1,568,850,000 | 1,662,140,000 |