Call reports 2005
BANK OF HOPE — 2005
What BANK OF HOPE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,386,892,000 | 1,501,534,000 | 1,594,194,000 | 1,662,073,000 |
| Total loans | 1,043,693,000 | 1,122,808,000 | 1,211,661,000 | 1,233,039,000 |
| Allowance for loan losses | 11,783,000 | 12,538,000 | 13,380,000 | 13,871,000 |
| Securities available for sale | 167,830,000 | 189,149,000 | 190,053,000 | 226,023,000 |
| Securities held to maturity | 10,880,000 | 10,246,000 | 11,014,000 | 11,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,193,099,000 | 1,321,410,000 | 1,389,082,000 | 1,484,354,000 |
| Interest-bearing deposits | 815,425,000 | 933,238,000 | 977,494,000 | 1,085,427,000 |
| Noninterest-bearing deposits | 377,674,000 | 388,172,000 | 411,588,000 | 398,927,000 |
| Equity capital | 112,315,000 | 118,759,000 | 125,068,000 | 130,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 19,480,000 | 41,293,000 | 65,783,000 | 92,824,000 |
| Interest expense | 5,073,000 | 11,019,000 | 18,600,000 | 28,313,000 |
| Net interest income | 14,407,000 | 30,274,000 | 47,183,000 | 64,511,000 |
| Noninterest income | 4,907,000 | 10,054,000 | 15,257,000 | 20,029,000 |
| Noninterest expense | 9,544,000 | 18,851,000 | 29,033,000 | 39,272,000 |
| Provision for loan losses | 650,000 | 1,700,000 | 2,630,000 | 3,370,000 |
| Pretax income | 9,170,000 | 19,827,000 | 30,827,000 | 41,643,000 |
| Income tax | 3,546,000 | 7,414,000 | 11,562,000 | 15,090,000 |
| Net income | 5,624,000 | 12,413,000 | 19,265,000 | 26,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,182,000 | 117,527,000 | 123,955,000 | 130,162,000 |
| Total capital | 123,195,000 | 130,255,000 | 137,617,000 | 144,370,000 |
| Risk-weighted assets | 1,131,451,000 | 1,214,046,000 | 1,304,563,000 | 1,338,983,000 |