Call reports 2004
BANK OF HOPE — 2004
What BANK OF HOPE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,066,673,000 | 1,185,963,000 | 1,260,335,000 | 1,338,049,000 |
| Total loans | 805,419,000 | 879,237,000 | 939,216,000 | 1,021,369,000 |
| Allowance for loan losses | 9,278,000 | 10,044,000 | 10,364,000 | 11,227,000 |
| Securities available for sale | 130,903,000 | 143,414,000 | 124,778,000 | 157,026,000 |
| Securities held to maturity | 13,991,000 | 12,856,000 | 11,920,000 | 11,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,186,000 | 1,063,592,000 | 1,080,553,000 | 1,167,450,000 |
| Interest-bearing deposits | 660,795,000 | 730,923,000 | 752,927,000 | 818,032,000 |
| Noninterest-bearing deposits | 286,391,000 | 332,669,000 | 327,626,000 | 349,418,000 |
| Equity capital | 99,809,000 | 100,065,000 | 104,944,000 | 108,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,634,000 | 25,764,000 | 41,312,000 | 58,424,000 |
| Interest expense | 2,991,000 | 6,403,000 | 10,253,000 | 14,609,000 |
| Net interest income | 9,643,000 | 19,361,000 | 31,059,000 | 43,815,000 |
| Noninterest income | 4,081,000 | 8,963,000 | 15,781,000 | 20,980,000 |
| Noninterest expense | 7,167,000 | 15,491,000 | 26,355,000 | 34,896,000 |
| Provision for loan losses | 850,000 | 1,450,000 | 2,150,000 | 3,250,000 |
| Pretax income | 5,707,000 | 11,383,000 | 18,335,000 | 24,371,000 |
| Income tax | 2,071,000 | 4,114,000 | 6,664,000 | 8,388,000 |
| Net income | 3,636,000 | 7,269,000 | 11,671,000 | 15,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,887,000 | 98,477,000 | 102,664,000 | 106,578,000 |
| Total capital | 107,260,000 | 108,616,000 | 113,123,000 | 117,955,000 |
| Risk-weighted assets | 880,312,000 | 972,986,000 | 1,014,134,000 | 1,112,011,000 |