Call reports 2003
BANK OF HOPE — 2003
What BANK OF HOPE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 841,982,000 | 891,857,000 | 927,953,000 | 1,026,341,000 |
| Total loans | 587,641,000 | 608,396,000 | 669,297,000 | 725,824,000 |
| Allowance for loan losses | 7,177,000 | 7,350,000 | 8,017,000 | 8,804,000 |
| Securities available for sale | 161,946,000 | 180,910,000 | 135,046,000 | 130,125,000 |
| Securities held to maturity | 15,587,000 | 14,583,000 | 9,211,000 | 15,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,508,000 | 795,723,000 | 827,093,000 | 868,827,000 |
| Interest-bearing deposits | 534,902,000 | 556,756,000 | 566,063,000 | 599,017,000 |
| Noninterest-bearing deposits | 215,606,000 | 238,967,000 | 261,030,000 | 269,811,000 |
| Equity capital | 68,364,000 | 71,291,000 | 75,138,000 | 96,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,440,000 | 21,056,000 | 32,176,000 | 44,273,000 |
| Interest expense | 2,966,000 | 5,839,000 | 8,744,000 | 11,639,000 |
| Net interest income | 7,474,000 | 15,217,000 | 23,432,000 | 32,634,000 |
| Noninterest income | 2,814,000 | 7,053,000 | 11,106,000 | 15,699,000 |
| Noninterest expense | 6,098,000 | 12,638,000 | 19,396,000 | 28,137,000 |
| Provision for loan losses | 400,000 | 950,000 | 1,750,000 | 2,000,000 |
| Pretax income | 4,037,000 | 9,022,000 | 13,732,000 | 18,536,000 |
| Income tax | 1,482,000 | 3,297,000 | 4,963,000 | 6,695,000 |
| Net income | 2,555,000 | 5,725,000 | 8,769,000 | 11,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,252,000 | 68,992,000 | 73,429,000 | 94,841,000 |
| Total capital | 73,522,000 | 76,435,000 | 81,541,000 | 103,740,000 |
| Risk-weighted assets | 670,935,000 | 690,534,000 | 735,387,000 | 816,964,000 |