Call reports 2002
BANK OF HOPE — 2002
What BANK OF HOPE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 603,218,000 | 655,703,000 | 731,907,000 | 818,541,000 |
| Total loans | 407,484,000 | 446,741,000 | 465,202,000 | 527,959,000 |
| Allowance for loan losses | 5,413,000 | 5,873,000 | 6,216,000 | 6,760,000 |
| Securities available for sale | 106,660,000 | 132,550,000 | 161,754,000 | 180,999,000 |
| Securities held to maturity | 14,924,000 | 15,751,000 | 15,746,000 | 15,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,196,000 | 589,678,000 | 649,356,000 | 727,975,000 |
| Interest-bearing deposits | 371,661,000 | 408,436,000 | 458,788,000 | 519,883,000 |
| Noninterest-bearing deposits | 167,535,000 | 181,242,000 | 190,568,000 | 208,092,000 |
| Equity capital | 53,455,000 | 56,282,000 | 61,849,000 | 65,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,499,000 | 17,578,000 | 27,594,000 | 37,890,000 |
| Interest expense | 2,476,000 | 5,000,000 | 8,007,000 | 11,043,000 |
| Net interest income | 6,023,000 | 12,578,000 | 19,587,000 | 26,847,000 |
| Noninterest income | 2,899,000 | 5,632,000 | 9,278,000 | 13,380,000 |
| Noninterest expense | 5,349,000 | 11,106,000 | 17,043,000 | 23,492,000 |
| Provision for loan losses | 100,000 | 500,000 | 900,000 | 2,100,000 |
| Pretax income | 3,473,000 | 6,604,000 | 11,093,000 | 14,806,000 |
| Income tax | 1,332,000 | 2,548,000 | 4,230,000 | 5,459,000 |
| Net income | 2,141,000 | 4,056,000 | 6,863,000 | 9,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,072,000 | 55,377,000 | 59,904,000 | 63,394,000 |
| Total capital | 58,528,000 | 61,293,000 | 66,163,000 | 70,197,000 |
| Risk-weighted assets | 467,763,000 | 509,741,000 | 545,008,000 | 613,378,000 |