Call reports 2025
HOMETOWN NATIONAL BANK — 2025
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 325,800,000 | 323,155,000 | 328,364,000 | 319,264,000 |
| Total loans | 150,944,000 | 150,662,000 | 148,503,000 | 148,562,000 |
| Allowance for loan losses | 1,997,000 | 1,988,000 | 1,992,000 | 1,951,000 |
| Securities available for sale | 125,783,000 | 127,442,000 | 126,729,000 | 124,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,586,000 | 284,884,000 | 288,583,000 | 278,101,000 |
| Interest-bearing deposits | 209,391,000 | 205,774,000 | 207,404,000 | 202,010,000 |
| Noninterest-bearing deposits | 79,195,000 | 79,110,000 | 81,179,000 | 76,091,000 |
| Equity capital | 28,767,000 | 30,037,000 | 31,508,000 | 32,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 6,861,000 | 10,444,000 | 13,923,000 |
| Interest expense | 1,178,000 | 2,222,000 | 3,288,000 | 4,345,000 |
| Net interest income | 2,247,000 | 4,639,000 | 7,156,000 | 9,578,000 |
| Noninterest income | 995,000 | 1,697,000 | 2,414,000 | 3,116,000 |
| Noninterest expense | 2,012,000 | 3,996,000 | 5,963,000 | 7,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,230,000 | 2,340,000 | 3,607,000 | 4,887,000 |
| Income tax | 280,000 | 533,000 | 810,000 | 1,103,000 |
| Net income | 950,000 | 1,807,000 | 2,797,000 | 3,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,602,000 | 32,459,000 | 33,449,000 | 34,436,000 |
| Total capital | 33,599,000 | 34,446,000 | 35,441,000 | 36,387,000 |
| Risk-weighted assets | 183,919,000 | 180,602,000 | 177,880,000 | 176,268,000 |