Call reports 2024
HOMETOWN NATIONAL BANK — 2024
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 308,110,000 | 309,070,000 | 325,451,000 | 324,155,000 |
| Total loans | 161,869,000 | 161,363,000 | 160,514,000 | 154,612,000 |
| Allowance for loan losses | 1,986,000 | 1,987,000 | 1,992,000 | 1,994,000 |
| Securities available for sale | 116,249,000 | 112,730,000 | 115,162,000 | 134,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,306,000 | 272,548,000 | 286,010,000 | 284,110,000 |
| Interest-bearing deposits | 196,178,000 | 198,204,000 | 211,709,000 | 210,728,000 |
| Noninterest-bearing deposits | 76,128,000 | 74,344,000 | 74,301,000 | 73,382,000 |
| Equity capital | 27,930,000 | 28,655,000 | 31,111,000 | 31,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,145,000 | 6,381,000 | 9,880,000 | 13,430,000 |
| Interest expense | 1,133,000 | 2,326,000 | 3,644,000 | 4,929,000 |
| Net interest income | 2,012,000 | 4,055,000 | 6,236,000 | 8,501,000 |
| Noninterest income | 759,000 | 1,532,000 | 2,359,000 | 3,075,000 |
| Noninterest expense | 2,033,000 | 4,023,000 | 5,941,000 | 7,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 738,000 | 1,493,000 | 2,485,000 | 3,576,000 |
| Income tax | 165,000 | 319,000 | 535,000 | 773,000 |
| Net income | 573,000 | 1,174,000 | 1,950,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,422,000 | 33,022,000 | 33,799,000 | 34,652,000 |
| Total capital | 34,408,000 | 35,009,000 | 35,791,000 | 36,646,000 |
| Risk-weighted assets | 203,587,000 | 201,099,000 | 199,529,000 | 187,133,000 |