Call reports 2023
HOMETOWN NATIONAL BANK — 2023
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 315,167,000 | 313,624,000 | 312,828,000 | 303,364,000 |
| Total loans | 168,430,000 | 165,945,000 | 164,934,000 | 166,741,000 |
| Allowance for loan losses | 2,000,000 | 2,002,000 | 2,056,000 | 2,087,000 |
| Securities available for sale | 92,544,000 | 94,893,000 | 95,465,000 | 100,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,589,000 | 280,503,000 | 279,961,000 | 267,591,000 |
| Interest-bearing deposits | 196,149,000 | 198,993,000 | 199,277,000 | 186,875,000 |
| Noninterest-bearing deposits | 86,440,000 | 81,510,000 | 80,684,000 | 80,716,000 |
| Equity capital | 24,546,000 | 25,008,000 | 24,744,000 | 27,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,675,000 | 8,722,000 | 12,059,000 |
| Interest expense | 601,000 | 1,447,000 | 2,453,000 | 3,555,000 |
| Net interest income | 2,145,000 | 4,228,000 | 6,269,000 | 8,504,000 |
| Noninterest income | 650,000 | 1,304,000 | 1,945,000 | 2,582,000 |
| Noninterest expense | 1,990,000 | 3,854,000 | 5,808,000 | 7,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 809,000 | 1,684,000 | 2,409,000 | 3,345,000 |
| Income tax | 199,000 | 420,000 | 600,000 | 823,000 |
| Net income | 610,000 | 1,264,000 | 1,809,000 | 2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,923,000 | 30,580,000 | 31,126,000 | 31,843,000 |
| Total capital | 31,923,000 | 32,582,000 | 33,182,000 | 33,930,000 |
| Risk-weighted assets | 215,758,000 | 213,063,000 | 213,152,000 | 208,196,000 |