Call reports 2022
HOMETOWN NATIONAL BANK — 2022
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 323,765,000 | 309,489,000 | 315,328,000 | 295,443,000 |
| Total loans | 153,481,000 | 158,548,000 | 161,065,000 | 168,705,000 |
| Allowance for loan losses | 2,016,000 | 1,959,000 | 1,903,000 | 1,846,000 |
| Securities available for sale | 103,466,000 | 99,079,000 | 95,337,000 | 94,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,000,000 | 285,256,000 | 285,355,000 | 264,298,000 |
| Interest-bearing deposits | 211,798,000 | 203,576,000 | 194,860,000 | 178,807,000 |
| Noninterest-bearing deposits | 81,202,000 | 81,680,000 | 90,495,000 | 85,491,000 |
| Equity capital | 24,616,000 | 23,230,000 | 22,077,000 | 23,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,159,000 | 6,714,000 | 9,246,000 |
| Interest expense | 164,000 | 331,000 | 567,000 | 927,000 |
| Net interest income | 1,825,000 | 3,828,000 | 6,147,000 | 8,319,000 |
| Noninterest income | 607,000 | 1,229,000 | 1,760,000 | 2,451,000 |
| Noninterest expense | 1,858,000 | 3,740,000 | 5,580,000 | 7,536,000 |
| Provision for loan losses | -60,000 | -120,000 | -180,000 | -240,000 |
| Pretax income | 634,000 | 1,437,000 | 2,507,000 | 3,474,000 |
| Income tax | 143,000 | 331,000 | 586,000 | 821,000 |
| Net income | 491,000 | 1,106,000 | 1,921,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,251,000 | 27,869,000 | 28,687,000 | 29,421,000 |
| Total capital | 29,267,000 | 29,828,000 | 30,590,000 | 31,267,000 |
| Risk-weighted assets | 193,427,000 | 202,209,000 | 205,426,000 | 214,965,000 |