Call reports 2021
HOMETOWN NATIONAL BANK — 2021
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 329,526,000 | 318,608,000 | 321,554,000 | 318,094,000 |
| Total loans | 182,684,000 | 176,205,000 | 160,621,000 | 153,158,000 |
| Allowance for loan losses | 2,222,000 | 2,256,000 | 2,263,000 | 2,069,000 |
| Securities available for sale | 55,080,000 | 69,394,000 | 73,595,000 | 96,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,760,000 | 282,384,000 | 285,817,000 | 283,288,000 |
| Interest-bearing deposits | 207,836,000 | 205,673,000 | 210,405,000 | 208,213,000 |
| Noninterest-bearing deposits | 85,924,000 | 76,711,000 | 75,412,000 | 75,075,000 |
| Equity capital | 29,220,000 | 28,971,000 | 28,620,000 | 28,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,555,000 | 6,765,000 | 8,864,000 |
| Interest expense | 226,000 | 429,000 | 620,000 | 792,000 |
| Net interest income | 2,096,000 | 4,126,000 | 6,145,000 | 8,072,000 |
| Noninterest income | 696,000 | 1,361,000 | 1,982,000 | 2,652,000 |
| Noninterest expense | 1,780,000 | 3,583,000 | 5,332,000 | 7,162,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | -65,000 |
| Pretax income | 987,000 | 1,854,000 | 2,720,000 | 3,627,000 |
| Income tax | 242,000 | 450,000 | 630,000 | 850,000 |
| Net income | 745,000 | 1,404,000 | 2,090,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,718,000 | 27,505,000 | 27,312,000 | 27,133,000 |
| Total capital | 29,940,000 | 29,761,000 | 29,575,000 | 29,202,000 |
| Risk-weighted assets | 210,937,000 | 191,893,000 | 186,722,000 | 183,592,000 |