Call reports 2020
HOMETOWN NATIONAL BANK — 2020
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,965,000 | 297,675,000 | 300,262,000 | 303,445,000 |
| Total loans | 148,904,000 | 184,382,000 | 183,637,000 | 185,654,000 |
| Allowance for loan losses | 1,916,000 | 1,970,000 | 1,975,000 | 2,193,000 |
| Securities available for sale | 59,751,000 | 57,008,000 | 56,510,000 | 54,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,070,000 | 262,211,000 | 264,556,000 | 267,250,000 |
| Interest-bearing deposits | 159,086,000 | 182,845,000 | 188,760,000 | 195,554,000 |
| Noninterest-bearing deposits | 53,984,000 | 79,366,000 | 75,796,000 | 71,696,000 |
| Equity capital | 26,976,000 | 28,033,000 | 28,860,000 | 29,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,218,000 | 4,721,000 | 7,169,000 | 9,884,000 |
| Interest expense | 316,000 | 607,000 | 892,000 | 1,141,000 |
| Net interest income | 1,902,000 | 4,114,000 | 6,277,000 | 8,743,000 |
| Noninterest income | 520,000 | 998,000 | 1,502,000 | 2,030,000 |
| Noninterest expense | 1,719,000 | 3,580,000 | 5,298,000 | 7,091,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 290,000 |
| Pretax income | 688,000 | 1,472,000 | 2,376,000 | 3,392,000 |
| Income tax | 157,000 | 329,000 | 544,000 | 787,000 |
| Net income | 531,000 | 1,143,000 | 1,832,000 | 2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,763,000 | 26,378,000 | 27,069,000 | 27,844,000 |
| Total capital | 27,679,000 | 28,348,000 | 29,044,000 | 30,037,000 |
| Risk-weighted assets | 182,536,000 | 214,388,000 | 210,550,000 | 213,238,000 |