Call reports 2019
HOMETOWN NATIONAL BANK — 2019
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 228,943,000 | 219,284,000 | 218,932,000 | 223,184,000 |
| Total loans | 132,393,000 | 134,802,000 | 138,523,000 | 147,364,000 |
| Allowance for loan losses | 2,213,000 | 2,085,000 | 1,996,000 | 1,849,000 |
| Securities available for sale | 46,716,000 | 47,708,000 | 44,263,000 | 46,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,743,000 | 191,763,000 | 191,203,000 | 194,784,000 |
| Interest-bearing deposits | 147,518,000 | 141,767,000 | 143,146,000 | 146,790,000 |
| Noninterest-bearing deposits | 54,225,000 | 49,996,000 | 48,057,000 | 47,994,000 |
| Equity capital | 25,872,000 | 26,167,000 | 25,944,000 | 26,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,416,000 | 6,688,000 | 8,902,000 |
| Interest expense | 249,000 | 530,000 | 816,000 | 1,116,000 |
| Net interest income | 1,929,000 | 3,886,000 | 5,872,000 | 7,786,000 |
| Noninterest income | 523,000 | 1,044,000 | 1,576,000 | 2,139,000 |
| Noninterest expense | 1,762,000 | 3,525,000 | 5,963,000 | 7,555,000 |
| Provision for loan losses | -90,000 | -180,000 | -270,000 | -360,000 |
| Pretax income | 782,000 | 1,587,000 | 1,757,000 | 2,732,000 |
| Income tax | 154,000 | 316,000 | 308,000 | 521,000 |
| Net income | 628,000 | 1,271,000 | 1,449,000 | 2,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,538,000 | 25,584,000 | 25,165,000 | 25,729,000 |
| Total capital | 27,456,000 | 27,534,000 | 27,145,000 | 27,578,000 |
| Risk-weighted assets | 153,198,000 | 155,906,000 | 158,453,000 | 174,914,000 |