Call reports 2018
HOMETOWN NATIONAL BANK — 2018
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,087,000 | 222,339,000 | 228,127,000 | 227,816,000 |
| Total loans | 132,440,000 | 131,362,000 | 135,120,000 | 135,383,000 |
| Allowance for loan losses | 2,709,000 | 2,541,000 | 2,465,000 | 2,294,000 |
| Securities available for sale | 50,608,000 | 49,727,000 | 48,446,000 | 46,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,714,000 | 195,402,000 | 202,564,000 | 200,864,000 |
| Interest-bearing deposits | 143,675,000 | 143,640,000 | 148,170,000 | 149,732,000 |
| Noninterest-bearing deposits | 55,039,000 | 51,762,000 | 54,394,000 | 51,132,000 |
| Equity capital | 25,438,000 | 26,025,000 | 24,462,000 | 25,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 4,015,000 | 6,169,000 | 8,355,000 |
| Interest expense | 136,000 | 285,000 | 509,000 | 750,000 |
| Net interest income | 1,837,000 | 3,730,000 | 5,660,000 | 7,605,000 |
| Noninterest income | 529,000 | 1,059,000 | 1,589,000 | 2,149,000 |
| Noninterest expense | 1,442,000 | 3,017,000 | 4,597,000 | 6,171,000 |
| Provision for loan losses | -90,000 | -180,000 | -270,000 | -360,000 |
| Pretax income | 1,015,000 | 1,953,000 | 2,923,000 | 3,943,000 |
| Income tax | 240,000 | 460,000 | 689,000 | 930,000 |
| Net income | 775,000 | 1,493,000 | 2,234,000 | 3,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,562,000 | 26,182,000 | 24,826,000 | 25,508,000 |
| Total capital | 27,418,000 | 28,050,000 | 26,740,000 | 27,460,000 |
| Risk-weighted assets | 147,688,000 | 148,817,000 | 152,613,000 | 155,842,000 |