Call reports 2017
HOMETOWN NATIONAL BANK — 2017
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 221,296,000 | 217,440,000 | 217,420,000 | 219,312,000 |
| Total loans | 129,682,000 | 130,665,000 | 129,773,000 | 131,092,000 |
| Allowance for loan losses | 2,731,000 | 2,779,000 | 2,786,000 | 2,791,000 |
| Securities available for sale | 63,366,000 | 59,369,000 | 59,580,000 | 51,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,644,000 | 190,743,000 | 190,641,000 | 192,467,000 |
| Interest-bearing deposits | 148,856,000 | 146,044,000 | 144,694,000 | 139,256,000 |
| Noninterest-bearing deposits | 46,788,000 | 44,699,000 | 45,947,000 | 53,211,000 |
| Equity capital | 24,006,000 | 24,753,000 | 25,115,000 | 25,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,880,000 | 5,799,000 | 7,743,000 |
| Interest expense | 126,000 | 260,000 | 403,000 | 546,000 |
| Net interest income | 1,804,000 | 3,620,000 | 5,396,000 | 7,197,000 |
| Noninterest income | 471,000 | 955,000 | 1,462,000 | 1,988,000 |
| Noninterest expense | 1,491,000 | 2,937,000 | 4,482,000 | 5,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 806,000 | 1,631,000 | 2,380,000 | 3,097,000 |
| Income tax | 220,000 | 450,000 | 672,000 | 1,125,000 |
| Net income | 586,000 | 1,181,000 | 1,708,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,805,000 | 24,302,000 | 24,731,000 | 24,898,000 |
| Total capital | 25,669,000 | 26,168,000 | 26,597,000 | 26,741,000 |
| Risk-weighted assets | 148,273,000 | 148,401,000 | 148,512,000 | 146,513,000 |