Call reports 2016
HOMETOWN NATIONAL BANK — 2016
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 203,945,000 | 209,376,000 | 211,597,000 | 215,328,000 |
| Total loans | 129,134,000 | 129,000,000 | 129,362,000 | 133,840,000 |
| Allowance for loan losses | 2,592,000 | 2,602,000 | 2,671,000 | 2,715,000 |
| Securities available for sale | 46,982,000 | 50,174,000 | 55,152,000 | 63,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,022,000 | 184,445,000 | 186,210,000 | 190,397,000 |
| Interest-bearing deposits | 138,323,000 | 136,633,000 | 141,861,000 | 139,637,000 |
| Noninterest-bearing deposits | 41,699,000 | 47,812,000 | 44,349,000 | 50,760,000 |
| Equity capital | 22,689,000 | 23,255,000 | 23,532,000 | 23,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,656,000 | 5,511,000 | 7,400,000 |
| Interest expense | 128,000 | 253,000 | 382,000 | 508,000 |
| Net interest income | 1,731,000 | 3,403,000 | 5,129,000 | 6,892,000 |
| Noninterest income | 430,000 | 881,000 | 1,335,000 | 1,817,000 |
| Noninterest expense | 1,494,000 | 2,992,000 | 4,497,000 | 5,945,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 669,000 | 1,294,000 | 1,969,000 | 2,766,000 |
| Income tax | 160,000 | 304,000 | 474,000 | 665,000 |
| Net income | 509,000 | 990,000 | 1,495,000 | 2,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,035,000 | 22,417,000 | 22,825,000 | 23,320,000 |
| Total capital | 23,824,000 | 24,221,000 | 24,672,000 | 25,263,000 |
| Risk-weighted assets | 142,306,000 | 143,482,000 | 146,913,000 | 154,668,000 |