Call reports 2015
HOMETOWN NATIONAL BANK — 2015
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 208,996,000 | 201,596,000 | 201,773,000 | 203,846,000 |
| Total loans | 123,592,000 | 130,581,000 | 131,903,000 | 132,493,000 |
| Allowance for loan losses | 2,566,000 | 2,583,000 | 2,600,000 | 2,606,000 |
| Securities available for sale | 46,147,000 | 45,980,000 | 46,179,000 | 43,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,900,000 | 179,135,000 | 178,543,000 | 180,164,000 |
| Interest-bearing deposits | 146,156,000 | 136,733,000 | 134,187,000 | 135,519,000 |
| Noninterest-bearing deposits | 40,744,000 | 42,402,000 | 44,356,000 | 44,645,000 |
| Equity capital | 21,278,000 | 21,340,000 | 21,837,000 | 22,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,457,000 | 5,235,000 | 7,037,000 |
| Interest expense | 139,000 | 273,000 | 401,000 | 528,000 |
| Net interest income | 1,563,000 | 3,184,000 | 4,834,000 | 6,509,000 |
| Noninterest income | 408,000 | 840,000 | 1,265,000 | 1,705,000 |
| Noninterest expense | 1,390,000 | 2,833,000 | 4,276,000 | 5,692,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 563,000 | 1,176,000 | 1,808,000 | 2,507,000 |
| Income tax | 139,000 | 300,000 | 470,000 | 666,000 |
| Net income | 424,000 | 876,000 | 1,338,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,524,000 | 20,877,000 | 21,238,000 | 21,643,000 |
| Total capital | 22,213,000 | 22,657,000 | 23,040,000 | 23,441,000 |
| Risk-weighted assets | 134,252,000 | 141,628,000 | 143,340,000 | 143,069,000 |