Call reports 2013
HOMETOWN NATIONAL BANK — 2013
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 187,546,000 | 196,275,000 | 197,369,000 | 197,927,000 |
| Total loans | 112,518,000 | 116,638,000 | 117,284,000 | 116,809,000 |
| Allowance for loan losses | 2,994,000 | 2,609,000 | 2,452,000 | 2,513,000 |
| Securities available for sale | 39,992,000 | 39,279,000 | 38,384,000 | 41,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,216,000 | 177,176,000 | 177,993,000 | 178,389,000 |
| Interest-bearing deposits | 138,127,000 | 146,076,000 | 144,229,000 | 141,849,000 |
| Noninterest-bearing deposits | 30,089,000 | 31,100,000 | 33,764,000 | 36,540,000 |
| Equity capital | 18,349,000 | 18,236,000 | 18,466,000 | 18,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,536,000 | 5,288,000 | 6,960,000 |
| Interest expense | 176,000 | 350,000 | 520,000 | 674,000 |
| Net interest income | 1,624,000 | 3,186,000 | 4,768,000 | 6,286,000 |
| Noninterest income | 407,000 | 870,000 | 1,287,000 | 1,737,000 |
| Noninterest expense | 1,385,000 | 2,748,000 | 4,136,000 | 5,469,000 |
| Provision for loan losses | 25,000 | 55,000 | 95,000 | 155,000 |
| Pretax income | 621,000 | 1,253,000 | 1,789,000 | 2,356,000 |
| Income tax | 195,000 | 393,000 | 548,000 | 713,000 |
| Net income | 426,000 | 860,000 | 1,241,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,724,000 | 18,061,000 | 18,445,000 | 18,750,000 |
| Total capital | 19,274,000 | 19,686,000 | 20,100,000 | 20,410,000 |
| Risk-weighted assets | 122,571,000 | 128,992,000 | 131,629,000 | 131,921,000 |