Call reports 2012
HOMETOWN NATIONAL BANK — 2012
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,449,000 | 188,269,000 | 187,738,000 | 187,393,000 |
| Total loans | 110,638,000 | 111,277,000 | 112,942,000 | 112,997,000 |
| Allowance for loan losses | 2,726,000 | 2,924,000 | 3,036,000 | 2,972,000 |
| Securities available for sale | 29,933,000 | 34,707,000 | 34,151,000 | 36,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,738,000 | 169,703,000 | 168,922,000 | 168,040,000 |
| Interest-bearing deposits | 132,687,000 | 139,255,000 | 140,141,000 | 138,090,000 |
| Noninterest-bearing deposits | 27,051,000 | 30,448,000 | 28,781,000 | 29,950,000 |
| Equity capital | 16,788,000 | 17,307,000 | 17,736,000 | 18,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,610,000 | 5,420,000 | 7,163,000 |
| Interest expense | 243,000 | 474,000 | 689,000 | 884,000 |
| Net interest income | 1,553,000 | 3,136,000 | 4,731,000 | 6,279,000 |
| Noninterest income | 393,000 | 879,000 | 1,293,000 | 1,744,000 |
| Noninterest expense | 1,345,000 | 2,726,000 | 4,050,000 | 5,437,000 |
| Provision for loan losses | 75,000 | 165,000 | 255,000 | 345,000 |
| Pretax income | 526,000 | 1,124,000 | 1,719,000 | 2,241,000 |
| Income tax | 151,000 | 332,000 | 512,000 | 668,000 |
| Net income | 375,000 | 792,000 | 1,207,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,187,000 | 16,607,000 | 17,024,000 | 17,394,000 |
| Total capital | 17,676,000 | 18,113,000 | 18,552,000 | 18,938,000 |
| Risk-weighted assets | 117,902,000 | 119,057,000 | 120,755,000 | 122,057,000 |