Call reports 2011
HOMETOWN NATIONAL BANK — 2011
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,724,000 | 167,315,000 | 172,909,000 | 176,070,000 |
| Total loans | 108,730,000 | 112,881,000 | 111,747,000 | 110,748,000 |
| Allowance for loan losses | 2,936,000 | 2,962,000 | 2,813,000 | 2,813,000 |
| Securities available for sale | 25,669,000 | 28,616,000 | 30,443,000 | 30,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,276,000 | 147,069,000 | 155,831,000 | 158,499,000 |
| Interest-bearing deposits | 122,321,000 | 123,080,000 | 128,006,000 | 129,670,000 |
| Noninterest-bearing deposits | 23,955,000 | 23,989,000 | 27,825,000 | 28,829,000 |
| Equity capital | 15,830,000 | 16,411,000 | 16,060,000 | 16,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,488,000 | 5,338,000 | 7,181,000 |
| Interest expense | 266,000 | 517,000 | 767,000 | 1,024,000 |
| Net interest income | 1,448,000 | 2,971,000 | 4,571,000 | 6,157,000 |
| Noninterest income | 384,000 | 848,000 | 1,224,000 | 1,660,000 |
| Noninterest expense | 1,331,000 | 2,644,000 | 3,901,000 | 5,351,000 |
| Provision for loan losses | 300,000 | 425,000 | 500,000 | 575,000 |
| Pretax income | 430,000 | 979,000 | 1,623,000 | 2,120,000 |
| Income tax | 136,000 | 303,000 | 506,000 | 647,000 |
| Net income | 294,000 | 676,000 | 1,117,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,617,000 | 16,002,000 | 15,447,000 | 15,808,000 |
| Total capital | 17,039,000 | 17,466,000 | 16,911,000 | 17,291,000 |
| Risk-weighted assets | 112,248,000 | 115,616,000 | 115,733,000 | 117,331,000 |