Call reports 2010
HOMETOWN NATIONAL BANK — 2010
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 160,100,000 | 155,422,000 | 166,435,000 | 166,346,000 |
| Total loans | 113,117,000 | 111,936,000 | 107,210,000 | 107,431,000 |
| Allowance for loan losses | 1,878,000 | 2,009,000 | 2,390,000 | 2,635,000 |
| Securities available for sale | 29,666,000 | 27,575,000 | 16,406,000 | 18,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,201,000 | 137,044,000 | 147,718,000 | 150,008,000 |
| Interest-bearing deposits | 116,186,000 | 115,440,000 | 120,988,000 | 124,974,000 |
| Noninterest-bearing deposits | 23,015,000 | 21,604,000 | 26,730,000 | 25,034,000 |
| Equity capital | 15,135,000 | 15,572,000 | 15,800,000 | 15,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,782,000 | 5,653,000 | 7,564,000 |
| Interest expense | 422,000 | 789,000 | 1,159,000 | 1,545,000 |
| Net interest income | 1,478,000 | 2,993,000 | 4,494,000 | 6,019,000 |
| Noninterest income | 317,000 | 681,000 | 1,101,000 | 1,396,000 |
| Noninterest expense | 1,297,000 | 2,605,000 | 3,945,000 | 5,521,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,300,000 | 1,600,000 |
| Pretax income | 203,000 | 493,000 | 852,000 | 885,000 |
| Income tax | 52,000 | 133,000 | 172,000 | 164,000 |
| Net income | 151,000 | 360,000 | 680,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,758,000 | 14,950,000 | 15,275,000 | 15,319,000 |
| Total capital | 16,231,000 | 16,398,000 | 16,629,000 | 16,693,000 |
| Risk-weighted assets | 117,471,000 | 115,263,000 | 107,275,000 | 108,876,000 |