Call reports 2009
HOMETOWN NATIONAL BANK — 2009
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 163,509,000 | 167,956,000 | 167,967,000 | 169,567,000 |
| Total loans | 125,223,000 | 118,925,000 | 121,073,000 | 114,088,000 |
| Allowance for loan losses | 2,248,000 | 1,928,000 | 2,174,000 | 1,643,000 |
| Securities available for sale | 18,277,000 | 22,180,000 | 29,015,000 | 32,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,668,000 | 147,872,000 | 147,499,000 | 149,121,000 |
| Interest-bearing deposits | 122,595,000 | 125,222,000 | 125,266,000 | 117,539,000 |
| Noninterest-bearing deposits | 19,073,000 | 22,650,000 | 22,233,000 | 31,582,000 |
| Equity capital | 13,201,000 | 14,311,000 | 14,675,000 | 14,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,179,000 | 6,106,000 | 8,083,000 |
| Interest expense | 606,000 | 1,180,000 | 1,717,000 | 2,172,000 |
| Net interest income | 1,481,000 | 2,999,000 | 4,389,000 | 5,911,000 |
| Noninterest income | 266,000 | 588,000 | 892,000 | 1,213,000 |
| Noninterest expense | 1,284,000 | 2,601,000 | 3,868,000 | 5,192,000 |
| Provision for loan losses | 1,125,000 | 1,350,000 | 1,575,000 | 1,800,000 |
| Pretax income | -662,000 | -414,000 | -198,000 | 107,000 |
| Income tax | 0 | 0 | 0 | -28,000 |
| Net income | -662,000 | -414,000 | -198,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,000,000 | 14,051,000 | 14,269,000 | 14,603,000 |
| Total capital | 14,574,000 | 15,576,000 | 15,842,000 | 16,087,000 |
| Risk-weighted assets | 125,263,000 | 121,634,000 | 125,254,000 | 118,536,000 |