Call reports 2006
HOMETOWN NATIONAL BANK — 2006
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,017,000 | 147,433,000 | 149,513,000 | 149,967,000 |
| Total loans | 81,083,000 | 93,830,000 | 94,900,000 | 99,803,000 |
| Allowance for loan losses | 1,362,000 | 1,431,000 | 1,449,000 | 1,429,000 |
| Securities available for sale | 43,035,000 | 41,358,000 | 36,959,000 | 35,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,509,000 | 124,479,000 | 129,567,000 | 128,906,000 |
| Interest-bearing deposits | 110,072,000 | 106,662,000 | 111,790,000 | 111,352,000 |
| Noninterest-bearing deposits | 15,437,000 | 17,817,000 | 17,777,000 | 17,554,000 |
| Equity capital | 11,194,000 | 11,105,000 | 11,574,000 | 11,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,728,000 | 5,796,000 | 8,001,000 |
| Interest expense | 750,000 | 1,620,000 | 2,551,000 | 3,547,000 |
| Net interest income | 1,007,000 | 2,108,000 | 3,245,000 | 4,454,000 |
| Noninterest income | 219,000 | 460,000 | 685,000 | 932,000 |
| Noninterest expense | 1,264,000 | 2,490,000 | 3,671,000 | 4,761,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | -38,000 | 78,000 | 160,000 | 526,000 |
| Income tax | -12,000 | 0 | 17,000 | 133,000 |
| Net income | -26,000 | 78,000 | 143,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,038,000 | 12,142,000 | 12,208,000 | 12,458,000 |
| Total capital | 13,236,000 | 13,469,000 | 13,609,000 | 13,848,000 |
| Risk-weighted assets | 95,697,000 | 106,719,000 | 112,067,000 | 111,123,000 |