Call reports 2001
HOMETOWN NATIONAL BANK — 2001
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,614,000 | 117,858,000 | 125,195,000 | 129,322,000 |
| Total loans | 75,373,000 | 81,104,000 | 80,715,000 | 81,560,000 |
| Allowance for loan losses | 1,030,000 | 1,183,000 | 870,000 | 1,004,000 |
| Securities available for sale | 30,746,000 | 29,216,000 | 34,759,000 | 38,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,561,000 | 106,182,000 | 110,567,000 | 114,165,000 |
| Interest-bearing deposits | 93,489,000 | 92,262,000 | 95,998,000 | 95,943,000 |
| Noninterest-bearing deposits | 14,072,000 | 13,920,000 | 14,569,000 | 18,222,000 |
| Equity capital | 7,982,000 | 8,382,000 | 8,573,000 | 8,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,208,000 | 6,196,000 | 8,225,000 |
| Interest expense | 1,092,000 | 2,088,000 | 3,061,000 | 3,964,000 |
| Net interest income | 996,000 | 2,120,000 | 3,135,000 | 4,261,000 |
| Noninterest income | 321,000 | 627,000 | 989,000 | 1,289,000 |
| Noninterest expense | 841,000 | 1,650,000 | 2,523,000 | 3,339,000 |
| Provision for loan losses | 75,000 | 207,000 | 332,000 | 482,000 |
| Pretax income | 401,000 | 893,000 | 1,273,000 | 1,733,000 |
| Income tax | 107,000 | 247,000 | 347,000 | 478,000 |
| Net income | 294,000 | 646,000 | 926,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,728,000 | 8,079,000 | 8,060,000 | 8,388,000 |
| Total capital | 8,758,000 | 9,181,000 | 8,930,000 | 9,392,000 |
| Risk-weighted assets | 85,623,000 | 88,092,000 | 87,275,000 | 89,397,000 |