Call reports 2014
FLORIDA BANK — 2014
What FLORIDA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 530,934,000 | 523,605,000 | 518,122,000 | 565,102,000 |
| Total loans | 331,368,000 | 328,634,000 | 323,940,000 | 319,404,000 |
| Allowance for loan losses | 8,240,000 | 8,036,000 | 7,230,000 | 6,804,000 |
| Securities available for sale | 124,709,000 | 119,682,000 | 116,902,000 | 111,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,189,000 | 405,777,000 | 399,238,000 | 409,112,000 |
| Interest-bearing deposits | 319,526,000 | 310,170,000 | 296,322,000 | 308,301,000 |
| Noninterest-bearing deposits | 95,663,000 | 95,607,000 | 102,916,000 | 100,811,000 |
| Equity capital | 53,331,000 | 55,505,000 | 56,576,000 | 93,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,847,000 | 9,515,000 | 14,161,000 | 18,678,000 |
| Interest expense | 742,000 | 1,456,000 | 2,159,000 | 2,835,000 |
| Net interest income | 4,105,000 | 8,059,000 | 12,002,000 | 15,843,000 |
| Noninterest income | 568,000 | 1,049,000 | 1,529,000 | 1,981,000 |
| Noninterest expense | 4,685,000 | 8,575,000 | 12,626,000 | 16,412,000 |
| Provision for loan losses | -616,000 | -1,233,000 | -2,288,000 | -2,917,000 |
| Pretax income | 604,000 | 1,766,000 | 3,193,000 | 4,329,000 |
| Income tax | -471,000 | -830,000 | -671,000 | -36,474,000 |
| Net income | 1,075,000 | 2,596,000 | 3,864,000 | 40,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,903,000 | 55,487,000 | 56,820,000 | 59,234,000 |
| Total capital | 58,087,000 | 59,676,000 | 60,944,000 | 63,297,000 |
| Risk-weighted assets | 330,646,000 | 331,281,000 | 326,828,000 | 322,305,000 |