Call reports 2013
FLORIDA BANK — 2013
What FLORIDA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 570,757,000 | 558,605,000 | 544,287,000 | 536,400,000 |
| Total loans | 370,147,000 | 347,989,000 | 335,623,000 | 337,088,000 |
| Allowance for loan losses | 10,968,000 | 9,916,000 | 10,053,000 | 8,496,000 |
| Securities available for sale | 118,639,000 | 107,158,000 | 123,248,000 | 123,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,330,000 | 452,191,000 | 422,854,000 | 414,708,000 |
| Interest-bearing deposits | 377,429,000 | 357,281,000 | 331,947,000 | 326,714,000 |
| Noninterest-bearing deposits | 83,901,000 | 94,910,000 | 90,907,000 | 87,994,000 |
| Equity capital | 38,943,000 | 35,909,000 | 50,969,000 | 51,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,188,000 | 10,072,000 | 14,903,000 | 19,939,000 |
| Interest expense | 1,019,000 | 1,872,000 | 2,677,000 | 3,442,000 |
| Net interest income | 4,169,000 | 8,200,000 | 12,226,000 | 16,497,000 |
| Noninterest income | 723,000 | 492,000 | -625,000 | -381,000 |
| Noninterest expense | 4,826,000 | 9,474,000 | 13,904,000 | 18,283,000 |
| Provision for loan losses | 1,541,000 | 1,785,000 | 3,371,000 | 1,767,000 |
| Pretax income | -1,475,000 | -2,567,000 | -5,674,000 | -3,934,000 |
| Income tax | 40,000 | 771,000 | 708,000 | 1,215,000 |
| Net income | -1,515,000 | -3,338,000 | -6,382,000 | -5,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,358,000 | 36,530,000 | 51,484,000 | 52,740,000 |
| Total capital | 43,127,000 | 41,015,000 | 55,764,000 | 57,012,000 |
| Risk-weighted assets | 374,991,000 | 353,332,000 | 336,649,000 | 337,562,000 |