Call reports 2012
FLORIDA BANK — 2012
What FLORIDA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 695,291,000 | 664,204,000 | 636,510,000 | 610,244,000 |
| Total loans | 460,282,000 | 437,881,000 | 411,833,000 | 392,099,000 |
| Allowance for loan losses | 17,856,000 | 15,876,000 | 12,686,000 | 11,443,000 |
| Securities available for sale | 160,569,000 | 149,562,000 | 141,395,000 | 129,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,101,000 | 549,260,000 | 521,984,000 | 499,300,000 |
| Interest-bearing deposits | 503,464,000 | 466,011,000 | 438,019,000 | 407,693,000 |
| Noninterest-bearing deposits | 74,637,000 | 83,249,000 | 83,965,000 | 91,607,000 |
| Equity capital | 46,421,000 | 44,251,000 | 43,662,000 | 40,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,890,000 | 13,535,000 | 19,713,000 | 25,325,000 |
| Interest expense | 2,376,000 | 4,432,000 | 6,121,000 | 7,575,000 |
| Net interest income | 4,514,000 | 9,103,000 | 13,592,000 | 17,750,000 |
| Noninterest income | 250,000 | 415,000 | 658,000 | 151,000 |
| Noninterest expense | 5,326,000 | 10,422,000 | 15,333,000 | 20,162,000 |
| Provision for loan losses | -133,000 | 2,010,000 | 2,996,000 | 4,465,000 |
| Pretax income | 261,000 | -1,670,000 | -2,835,000 | -5,482,000 |
| Income tax | 264,000 | 354,000 | 137,000 | 322,000 |
| Net income | -3,000 | -2,024,000 | -2,972,000 | -5,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,675,000 | 43,653,000 | 42,705,000 | 39,874,000 |
| Total capital | 51,557,000 | 49,297,000 | 48,037,000 | 44,984,000 |
| Risk-weighted assets | 458,386,000 | 440,850,000 | 418,652,000 | 402,042,000 |