Call reports 2011
FLORIDA BANK — 2011
What FLORIDA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 816,676,000 | 782,875,000 | 744,119,000 | 729,205,000 |
| Total loans | 574,110,000 | 543,620,000 | 512,559,000 | 479,885,000 |
| Allowance for loan losses | 21,296,000 | 21,399,000 | 22,333,000 | 19,463,000 |
| Securities available for sale | 172,985,000 | 164,339,000 | 156,349,000 | 149,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,382,000 | 664,104,000 | 625,316,000 | 611,582,000 |
| Interest-bearing deposits | 612,821,000 | 580,272,000 | 544,567,000 | 534,555,000 |
| Noninterest-bearing deposits | 76,561,000 | 83,832,000 | 80,749,000 | 77,027,000 |
| Equity capital | 45,976,000 | 47,611,000 | 47,630,000 | 46,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,723,000 | 17,172,000 | 25,264,000 | 32,824,000 |
| Interest expense | 3,295,000 | 6,488,000 | 9,397,000 | 12,119,000 |
| Net interest income | 5,428,000 | 10,684,000 | 15,867,000 | 20,705,000 |
| Noninterest income | 167,000 | 569,000 | -648,000 | -616,000 |
| Noninterest expense | 5,797,000 | 11,349,000 | 16,717,000 | 22,006,000 |
| Provision for loan losses | 7,754,000 | 13,494,000 | 15,651,000 | 15,962,000 |
| Pretax income | -7,956,000 | -13,547,000 | -17,064,000 | -17,794,000 |
| Income tax | 0 | 0 | 0 | -715,000 |
| Net income | -7,956,000 | -13,547,000 | -17,064,000 | -17,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,345,000 | 48,102,000 | 45,593,000 | 45,578,000 |
| Total capital | 56,606,000 | 54,947,000 | 52,098,000 | 51,701,000 |
| Risk-weighted assets | 566,811,000 | 533,073,000 | 504,561,000 | 476,611,000 |