Call reports 2010
FLORIDA BANK — 2010
What FLORIDA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 822,974,000 | 844,630,000 | 859,751,000 | 839,161,000 |
| Total loans | 627,052,000 | 623,565,000 | 618,711,000 | 592,875,000 |
| Allowance for loan losses | 22,894,000 | 25,419,000 | 21,353,000 | 20,830,000 |
| Securities available for sale | 94,044,000 | 146,101,000 | 149,823,000 | 177,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 654,955,000 | 678,843,000 | 685,383,000 | 714,401,000 |
| Interest-bearing deposits | 594,975,000 | 593,253,000 | 620,891,000 | 644,922,000 |
| Noninterest-bearing deposits | 59,980,000 | 85,590,000 | 64,492,000 | 69,479,000 |
| Equity capital | 87,412,000 | 83,943,000 | 92,699,000 | 53,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,622,000 | 19,505,000 | 29,136,000 | 38,112,000 |
| Interest expense | 4,194,000 | 8,281,000 | 12,134,000 | 15,883,000 |
| Net interest income | 5,428,000 | 11,224,000 | 17,002,000 | 22,229,000 |
| Noninterest income | 465,000 | 141,000 | 520,000 | 453,000 |
| Noninterest expense | 5,859,000 | 11,326,000 | 17,033,000 | 24,296,000 |
| Provision for loan losses | 3,441,000 | 10,843,000 | 11,735,000 | 25,022,000 |
| Pretax income | -3,407,000 | -10,803,000 | -8,020,000 | -23,410,000 |
| Income tax | -1,282,000 | -4,046,000 | -2,989,000 | 19,213,000 |
| Net income | -2,125,000 | -6,757,000 | -5,031,000 | -42,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,953,000 | 62,259,000 | 70,579,000 | 57,303,000 |
| Total capital | 77,054,000 | 70,268,000 | 78,361,000 | 64,854,000 |
| Risk-weighted assets | 633,302,000 | 623,271,000 | 608,959,000 | 590,817,000 |