Call reports 2009
FLORIDA BANK — 2009
What FLORIDA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 858,306,000 | 838,461,000 | 863,582,000 | 813,601,000 |
| Total loans | 665,757,000 | 637,729,000 | 643,120,000 | 639,705,000 |
| Allowance for loan losses | 14,960,000 | 12,743,000 | 13,069,000 | 20,737,000 |
| Securities available for sale | 86,510,000 | 81,808,000 | 96,564,000 | 98,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 687,534,000 | 670,024,000 | 678,205,000 | 640,384,000 |
| Interest-bearing deposits | 637,641,000 | 614,016,000 | 628,738,000 | 583,982,000 |
| Noninterest-bearing deposits | 49,893,000 | 56,009,000 | 49,467,000 | 56,402,000 |
| Equity capital | 82,277,000 | 83,038,000 | 100,009,000 | 88,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,304,000 | 20,698,000 | 30,864,000 | 40,738,000 |
| Interest expense | 6,085,000 | 11,680,000 | 16,841,000 | 21,502,000 |
| Net interest income | 4,219,000 | 9,018,000 | 14,023,000 | 19,236,000 |
| Noninterest income | 349,000 | 687,000 | 598,000 | 715,000 |
| Noninterest expense | 4,068,000 | 8,742,000 | 14,009,000 | 24,537,000 |
| Provision for loan losses | 1,000 | 751,000 | 4,001,000 | 17,683,000 |
| Pretax income | 582,000 | 381,000 | -3,220,000 | -22,100,000 |
| Income tax | 231,000 | 143,000 | -1,212,000 | -6,519,000 |
| Net income | 351,000 | 238,000 | -2,008,000 | -15,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,463,000 | 71,229,000 | 84,393,000 | 71,087,000 |
| Total capital | 78,978,000 | 79,377,000 | 92,605,000 | 79,274,000 |
| Risk-weighted assets | 674,796,000 | 647,231,000 | 652,084,000 | 642,434,000 |