Call reports 2008
FLORIDA BANK — 2008
What FLORIDA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 522,316,000 | 553,161,000 | 556,334,000 | 619,918,000 |
| Total loans | 439,784,000 | 449,660,000 | 459,343,000 | 471,602,000 |
| Allowance for loan losses | 5,443,000 | 5,622,000 | 6,758,000 | 11,650,000 |
| Securities available for sale | 8,720,000 | 47,984,000 | 53,600,000 | 47,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,168,000 | 382,895,000 | 384,182,000 | 466,440,000 |
| Interest-bearing deposits | 337,935,000 | 345,757,000 | 351,291,000 | 434,823,000 |
| Noninterest-bearing deposits | 33,233,000 | 37,139,000 | 32,891,000 | 31,617,000 |
| Equity capital | 47,832,000 | 49,800,000 | 49,408,000 | 55,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,148,000 | 15,947,000 | 23,922,000 | 32,648,000 |
| Interest expense | 4,815,000 | 9,281,000 | 14,007,000 | 19,217,000 |
| Net interest income | 3,333,000 | 6,666,000 | 9,915,000 | 13,431,000 |
| Noninterest income | 198,000 | 430,000 | 687,000 | 928,000 |
| Noninterest expense | 3,097,000 | 5,901,000 | 8,873,000 | 15,552,000 |
| Provision for loan losses | 141,000 | 416,000 | 1,551,000 | 7,655,000 |
| Pretax income | 359,000 | 848,000 | 253,000 | -8,615,000 |
| Income tax | 156,000 | 342,000 | 125,000 | -3,193,000 |
| Net income | 203,000 | 506,000 | 128,000 | -5,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,643,000 | 46,131,000 | 45,889,000 | 47,939,000 |
| Total capital | 49,086,000 | 51,753,000 | 51,896,000 | 54,078,000 |
| Risk-weighted assets | 450,812,000 | 470,077,000 | 479,817,000 | 485,610,000 |