Call reports 2006
FLORIDA BANK — 2006
What FLORIDA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 386,602,000 | 443,530,000 | 455,076,000 | 472,689,000 |
| Total loans | 313,663,000 | 321,937,000 | 343,496,000 | 373,084,000 |
| Allowance for loan losses | 3,599,000 | 3,714,000 | 3,957,000 | 4,404,000 |
| Securities available for sale | 12,958,000 | 15,748,000 | 7,392,000 | 29,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,054,000 | 339,813,000 | 354,032,000 | 351,153,000 |
| Interest-bearing deposits | 262,436,000 | 253,527,000 | 322,554,000 | 322,964,000 |
| Noninterest-bearing deposits | 26,618,000 | 86,286,000 | 31,478,000 | 28,189,000 |
| Equity capital | 36,976,000 | 44,360,000 | 44,973,000 | 45,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,750,000 | 12,392,000 | 19,724,000 | 27,246,000 |
| Interest expense | 3,002,000 | 6,560,000 | 10,621,000 | 14,818,000 |
| Net interest income | 2,748,000 | 5,832,000 | 9,103,000 | 12,428,000 |
| Noninterest income | 233,000 | 523,000 | 934,000 | 1,360,000 |
| Noninterest expense | 2,210,000 | 4,567,000 | 7,118,000 | 10,032,000 |
| Provision for loan losses | 286,000 | 401,000 | 644,000 | 1,091,000 |
| Pretax income | 485,000 | 1,387,000 | 2,269,000 | 2,659,000 |
| Income tax | -729,000 | -267,000 | 108,000 | 333,000 |
| Net income | 1,214,000 | 1,654,000 | 2,161,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,495,000 | 39,976,000 | 40,525,000 | 40,842,000 |
| Total capital | 36,094,000 | 43,690,000 | 44,482,000 | 45,246,000 |
| Risk-weighted assets | 320,683,000 | 340,424,000 | 361,487,000 | 392,619,000 |