Call reports 2005
FLORIDA BANK — 2005
What FLORIDA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 198,264,000 | 256,692,000 | 303,440,000 | 337,948,000 |
| Total loans | 170,604,000 | 213,752,000 | 253,113,000 | 287,740,000 |
| Allowance for loan losses | 2,234,000 | 2,524,000 | 2,915,000 | 3,313,000 |
| Securities available for sale | 7,373,000 | 12,350,000 | 7,222,000 | 13,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,520,000 | 193,486,000 | 223,918,000 | 241,762,000 |
| Interest-bearing deposits | 132,564,000 | 167,573,000 | 203,800,000 | 215,102,000 |
| Noninterest-bearing deposits | 19,956,000 | 25,913,000 | 20,118,000 | 26,660,000 |
| Equity capital | 25,043,000 | 25,241,000 | 29,357,000 | 35,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,671,000 | 9,720,000 | 14,695,000 |
| Interest expense | 854,000 | 1,989,000 | 3,650,000 | 5,986,000 |
| Net interest income | 1,731,000 | 3,682,000 | 6,070,000 | 8,709,000 |
| Noninterest income | 123,000 | 252,000 | 392,000 | 539,000 |
| Noninterest expense | 1,546,000 | 3,173,000 | 4,931,000 | 6,899,000 |
| Provision for loan losses | 153,000 | 443,000 | 834,000 | 1,227,000 |
| Pretax income | 155,000 | 318,000 | 697,000 | 1,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 318,000 | 697,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,399,000 | 20,602,000 | 24,773,000 | 31,240,000 |
| Total capital | 22,461,000 | 23,126,000 | 27,688,000 | 34,553,000 |
| Risk-weighted assets | 164,786,000 | 220,914,000 | 259,451,000 | 290,661,000 |