Call reports 2004
FLORIDA BANK — 2004
What FLORIDA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 115,949,000 | 125,874,000 | 146,815,000 | 173,433,000 |
| Total loans | 79,040,000 | 102,294,000 | 125,379,000 | 154,130,000 |
| Allowance for loan losses | 990,000 | 1,315,000 | 1,649,000 | 2,081,000 |
| Securities available for sale | 6,715,000 | 9,280,000 | 7,646,000 | 7,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,257,000 | 94,870,000 | 108,968,000 | 135,238,000 |
| Interest-bearing deposits | 68,444,000 | 79,177,000 | 91,155,000 | 114,650,000 |
| Noninterest-bearing deposits | 19,813,000 | 15,693,000 | 17,813,000 | 20,588,000 |
| Equity capital | 25,340,000 | 25,735,000 | 25,278,000 | 24,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,417,000 | 4,090,000 | 6,246,000 |
| Interest expense | 291,000 | 620,000 | 1,092,000 | 1,766,000 |
| Net interest income | 810,000 | 1,797,000 | 2,998,000 | 4,480,000 |
| Noninterest income | 67,000 | 141,000 | 217,000 | 299,000 |
| Noninterest expense | 1,128,000 | 2,414,000 | 3,847,000 | 5,288,000 |
| Provision for loan losses | 204,000 | 529,000 | 863,000 | 1,295,000 |
| Pretax income | -455,000 | -1,005,000 | -1,495,000 | -1,804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -455,000 | -1,005,000 | -1,495,000 | -1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,404,000 | 20,900,000 | 20,451,000 | 20,203,000 |
| Total capital | 21,381,000 | 22,118,000 | 21,928,000 | 21,998,000 |
| Risk-weighted assets | 78,165,000 | 97,305,000 | 118,024,000 | 143,315,000 |