Call reports 2002
FLORIDA BANK — 2002
What FLORIDA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,800,000 | 68,694,000 | 74,880,000 | 76,444,000 |
| Total loans | 49,651,000 | 52,255,000 | 54,099,000 | 55,151,000 |
| Allowance for loan losses | 576,000 | 605,000 | 652,000 | 697,000 |
| Securities available for sale | 5,615,000 | 5,396,000 | 4,992,000 | 4,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,461,000 | 55,849,000 | 59,593,000 | 60,959,000 |
| Interest-bearing deposits | 50,442,000 | 48,590,000 | 52,581,000 | 53,163,000 |
| Noninterest-bearing deposits | 7,019,000 | 7,259,000 | 7,012,000 | 7,796,000 |
| Equity capital | 12,213,000 | 12,710,000 | 13,109,000 | 13,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,146,000 | 3,269,000 | 4,338,000 |
| Interest expense | 329,000 | 624,000 | 943,000 | 1,297,000 |
| Net interest income | 724,000 | 1,522,000 | 2,326,000 | 3,041,000 |
| Noninterest income | 57,000 | 117,000 | 178,000 | 250,000 |
| Noninterest expense | 451,000 | 918,000 | 1,397,000 | 1,913,000 |
| Provision for loan losses | 27,000 | 67,000 | 114,000 | 170,000 |
| Pretax income | 303,000 | 654,000 | 993,000 | 1,208,000 |
| Income tax | 313,000 | 313,000 | 312,000 | 312,000 |
| Net income | -10,000 | 341,000 | 681,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,055,000 | 7,435,000 | 7,804,000 | 8,097,000 |
| Total capital | 7,614,000 | 8,005,000 | 8,405,000 | 8,705,000 |
| Risk-weighted assets | 44,740,000 | 45,529,000 | 48,063,000 | 48,513,000 |