Call reports 2001
FLORIDA BANK — 2001
What FLORIDA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,332,000 | 59,847,000 | 60,751,000 | 63,128,000 |
| Total loans | 41,280,000 | 42,289,000 | 42,666,000 | 47,121,000 |
| Allowance for loan losses | 517,000 | 517,000 | 537,000 | 537,000 |
| Securities available for sale | 7,334,000 | 7,855,000 | 7,540,000 | 7,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,476,000 | 53,925,000 | 54,537,000 | 56,726,000 |
| Interest-bearing deposits | 47,065,000 | 47,367,000 | 48,395,000 | 50,364,000 |
| Noninterest-bearing deposits | 6,411,000 | 6,558,000 | 6,142,000 | 6,362,000 |
| Equity capital | 4,526,000 | 4,640,000 | 4,859,000 | 5,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,218,000 | 3,362,000 | 4,509,000 |
| Interest expense | 582,000 | 1,153,000 | 1,665,000 | 2,106,000 |
| Net interest income | 504,000 | 1,065,000 | 1,697,000 | 2,403,000 |
| Noninterest income | 81,000 | 147,000 | 198,000 | 264,000 |
| Noninterest expense | 413,000 | 821,000 | 1,257,000 | 1,711,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 172,000 | 391,000 | 618,000 | 936,000 |
| Income tax | 64,000 | 146,000 | 231,000 | 362,000 |
| Net income | 108,000 | 245,000 | 387,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,476,000 | 4,629,000 | 4,782,000 | 4,969,000 |
| Total capital | 4,970,000 | 5,146,000 | 5,319,000 | 5,506,000 |
| Risk-weighted assets | 39,083,000 | 42,364,000 | 42,711,000 | 43,972,000 |