Call reports 2022
PIQUA STATE BANK — 2022
What PIQUA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 36,631,000 | 38,878,000 | 35,968,000 | 33,965,000 |
| Total loans | 10,122,000 | 10,012,000 | 9,967,000 | 9,753,000 |
| Allowance for loan losses | 432,000 | 433,000 | 433,000 | 425,000 |
| Securities available for sale | 8,290,000 | 8,623,000 | 8,710,000 | 8,748,000 |
| Securities held to maturity | 8,964,000 | 8,714,000 | 8,450,000 | 8,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,494,000 | 35,965,000 | 32,427,000 | 30,823,000 |
| Interest-bearing deposits | 17,486,000 | 16,288,000 | 14,292,000 | 13,672,000 |
| Noninterest-bearing deposits | 16,008,000 | 19,677,000 | 18,135,000 | 17,151,000 |
| Equity capital | 3,108,000 | 2,864,000 | 2,656,000 | 2,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 453,000 | 686,000 | 918,000 |
| Interest expense | 12,000 | 23,000 | 36,000 | 46,000 |
| Net interest income | 212,000 | 430,000 | 650,000 | 872,000 |
| Noninterest income | 55,000 | 113,000 | 174,000 | 224,000 |
| Noninterest expense | 227,000 | 492,000 | 772,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 51,000 | 50,000 | 49,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 40,000 | 50,000 | 48,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,547,000 | 3,557,000 | 3,555,000 | 3,554,000 |
| Total capital | 3,704,000 | 3,719,000 | 3,712,000 | 3,714,000 |
| Risk-weighted assets | 12,314,000 | 12,695,000 | 12,346,000 | 12,556,000 |