Call reports 2021
PIQUA STATE BANK — 2021
What PIQUA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,670,000 | 38,664,000 | 36,766,000 | 35,273,000 |
| Total loans | 11,045,000 | 10,878,000 | 10,968,000 | 9,787,000 |
| Allowance for loan losses | 415,000 | 416,000 | 415,000 | 415,000 |
| Securities available for sale | 3,754,000 | 5,783,000 | 5,713,000 | 6,915,000 |
| Securities held to maturity | 8,351,000 | 8,558,000 | 8,715,000 | 8,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,994,000 | 35,046,000 | 33,139,000 | 31,788,000 |
| Interest-bearing deposits | 15,271,000 | 16,091,000 | 17,176,000 | 16,725,000 |
| Noninterest-bearing deposits | 15,723,000 | 18,955,000 | 15,963,000 | 15,063,000 |
| Equity capital | 3,586,000 | 3,553,000 | 3,569,000 | 3,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 492,000 | 729,000 | 951,000 |
| Interest expense | 16,000 | 33,000 | 46,000 | 58,000 |
| Net interest income | 235,000 | 459,000 | 683,000 | 893,000 |
| Noninterest income | 61,000 | 123,000 | 188,000 | 250,000 |
| Noninterest expense | 209,000 | 515,000 | 755,000 | 1,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 75,000 | 124,000 | 89,000 |
| Income tax | 1,000 | 1,000 | 4,000 | 4,000 |
| Net income | 94,000 | 74,000 | 120,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,476,000 | 3,496,000 | 3,542,000 | 3,507,000 |
| Total capital | — | 3,662,000 | 3,681,000 | 3,659,000 |
| Risk-weighted assets | — | 13,068,000 | 10,862,000 | 11,947,000 |