Call reports 2020
PIQUA STATE BANK — 2020
What PIQUA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 27,719,000 | 29,459,000 | 31,656,000 | 31,551,000 |
| Total loans | 11,727,000 | 12,618,000 | 12,612,000 | 12,020,000 |
| Allowance for loan losses | 286,000 | 426,000 | 418,000 | 415,000 |
| Securities available for sale | 1,263,000 | 860,000 | 857,000 | 2,220,000 |
| Securities held to maturity | 6,548,000 | 8,091,000 | 9,159,000 | 8,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,163,000 | 25,862,000 | 28,052,000 | 27,947,000 |
| Interest-bearing deposits | 12,957,000 | 13,425,000 | 14,050,000 | 14,432,000 |
| Noninterest-bearing deposits | 11,206,000 | 12,437,000 | 14,002,000 | 13,515,000 |
| Equity capital | 3,473,000 | 3,479,000 | 3,527,000 | 3,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 584,000 | 856,000 | 1,117,000 |
| Interest expense | 18,000 | 36,000 | 52,000 | 68,000 |
| Net interest income | 261,000 | 548,000 | 804,000 | 1,049,000 |
| Noninterest income | 54,000 | 117,000 | 177,000 | 230,000 |
| Noninterest expense | 248,000 | 507,000 | 760,000 | 1,053,000 |
| Provision for loan losses | 0 | 140,000 | 140,000 | 140,000 |
| Pretax income | 67,000 | 18,000 | 81,000 | 86,000 |
| Income tax | 8,000 | 10,000 | 12,000 | 5,000 |
| Net income | 59,000 | 8,000 | 69,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,400,000 | 3,349,000 | 3,409,000 | 3,421,000 |
| Total capital | 3,592,000 | 3,527,000 | 3,588,000 | — |
| Risk-weighted assets | 15,317,000 | 13,992,000 | 14,154,000 | — |