Call reports 2019
PIQUA STATE BANK — 2019
What PIQUA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 28,962,000 | 28,173,000 | 27,548,000 | 26,545,000 |
| Total loans | 11,583,000 | 11,894,000 | 12,129,000 | 11,797,000 |
| Allowance for loan losses | 291,000 | 290,000 | 288,000 | 288,000 |
| Securities available for sale | 986,000 | 1,192,000 | 1,348,000 | 1,350,000 |
| Securities held to maturity | 5,784,000 | 5,779,000 | 5,884,000 | 6,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,784,000 | 24,869,000 | 24,067,000 | 23,073,000 |
| Interest-bearing deposits | 14,213,000 | 13,862,000 | 13,244,000 | 12,551,000 |
| Noninterest-bearing deposits | 11,571,000 | 11,007,000 | 10,823,000 | 10,522,000 |
| Equity capital | 3,014,000 | 3,106,000 | 3,231,000 | 3,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 584,000 | 880,000 | 1,173,000 |
| Interest expense | 14,000 | 28,000 | 44,000 | 62,000 |
| Net interest income | 275,000 | 556,000 | 836,000 | 1,111,000 |
| Noninterest income | 46,000 | 91,000 | 164,000 | 321,000 |
| Noninterest expense | 241,000 | 487,000 | 721,000 | 1,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 158,000 | 291,000 | 407,000 |
| Income tax | 11,000 | 28,000 | 50,000 | 16,000 |
| Net income | 67,000 | 130,000 | 241,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,017,000 | 3,080,000 | 3,191,000 | 3,341,000 |
| Total capital | 3,211,000 | 3,274,000 | 3,386,000 | 3,531,000 |
| Risk-weighted assets | 15,457,000 | 15,483,000 | 15,523,000 | 15,110,000 |