Call reports 2018
PIQUA STATE BANK — 2018
What PIQUA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,899,000 | 29,943,000 | 28,962,000 | 28,520,000 |
| Total loans | 12,102,000 | 12,675,000 | 12,495,000 | 12,481,000 |
| Allowance for loan losses | 273,000 | 294,000 | 292,000 | 292,000 |
| Securities available for sale | 1,574,000 | 1,470,000 | 1,068,000 | 1,077,000 |
| Securities held to maturity | 5,463,000 | 5,458,000 | 5,110,000 | 5,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,014,000 | 27,019,000 | 25,964,000 | 25,473,000 |
| Interest-bearing deposits | 15,444,000 | 14,495,000 | 14,009,000 | 14,368,000 |
| Noninterest-bearing deposits | 12,570,000 | 12,524,000 | 11,955,000 | 11,105,000 |
| Equity capital | 2,766,000 | 2,789,000 | 2,810,000 | 2,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 571,000 | 852,000 | 1,134,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 51,000 |
| Net interest income | 263,000 | 547,000 | 815,000 | 1,083,000 |
| Noninterest income | 49,000 | 98,000 | 149,000 | 199,000 |
| Noninterest expense | 254,000 | 509,000 | 755,000 | 1,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 137,000 | 210,000 | 254,000 |
| Income tax | 10,000 | 23,000 | 72,000 | 49,000 |
| Net income | 49,000 | 114,000 | 138,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,793,000 | 2,859,000 | 2,882,000 | 2,950,000 |
| Total capital | 2,994,000 | 3,066,000 | 3,084,000 | 3,149,000 |
| Risk-weighted assets | 16,045,000 | 16,521,000 | 16,077,000 | 15,855,000 |